Lund Bennett Family Law is a specialist family law firm with over 10 years of experience working with police federations. Based in Altrincham and the city centre, they are highly regarded for their work in areas such as divorce, police pensions, and children law matters, and have been independently rated **5-stars** by Review Solicitors for their outstanding client service. They offer robust legal advice and support to members of the police community, along with specially discounted legal rates for police federation members, police personnel, and their families.

Lund Bennett’s services cover:

• Divorce and separation
• Police pensions on divorce
• Financial disputes upon divorce
• Pre and post-nuptial agreements
• Child arrangements
• Domestic abuse
• Cohabitation and unmarried property disputes

To make accessing their expertise even easier, Lund Bennett will be holding free monthly legal advice surgeries at the Greater Manchester Police Federation offices. Their next surgery will be held on the 22^nd April 2026

Lund Bennett can also arrange an initial free appointment at any time and venue convenient for you.

To book an appointment, you can contact Lund Bennett on 0161 925 5747 or via email at info@lundbennett.co.uk.

More information can also be found on their website: http://www.lundbennett.co.uk.

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Welcome to Reflect Financial; a Financial Services Practice with a specialist team catering for the needs of serving and retired senior police officers across the UK.

Our team has over three decades of experience within the financial services sector. The team comprises Financial Advisers: Philip Pearson, Adam Norris, and Tom Hoban, as well as Tim Jackson QPM (retired Chief Superintendent and former National Secretary of the PSA).

Our insightful Pre-Retirement seminars cover key topics including:

• Managing Your Finances (fundamentals of financial planning)
• Developing a Financial Plan (including investment strategy and risk)
• Wills* & Estate Planning (input from specialist Solicitors)
• Preparing for Retirement (non-financial planning considerations)
• Personal Taxation (maximising tax-efficiency)
• Understanding the Police Pension Schemes; the Remedy, and pension-related taxation
        matters (how and when to optimise your pension)

*The writing of a Will involves the referral to a service that is separate and distinct from those offered by St. James’s Place. Wills and Powers of Attorney are not regulated by the Financial Conduct Authority.

Intended primarily for those members who are within two years of retirement, members with 25 years or more service are also welcome to attend. Refreshments and a buffet lunch will be provided at each seminar

For more information you can contact the Reflect Financial Police Team here: policeseminars@reflectfp.co.uk

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

Reflect Financial Limited is an Appointed Representative of and represents only St. James’s Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the group’s wealth management products and services, more details of which are set out on the group’s website www.sjp.co.uk/products.

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Taking a personalised approach to every client, we take the stress of managing a website away from you so you can focus on the more important things. Get in contact with us today to see how we can help you.

Greater Manchester Police Federation members will get 10% off all services. Click the button below to see our portfolio!

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Prize Draw

It’s prize draw time!! Police Mutual are giving Police Officers, Staff, PCSOs, Special Constables and their families the chance to enter a FREE prize draw to win 1 of 4 £600 e-gift cards from a supermarket of their choice, choose from Asda, Marks & Spencer, Sainsbury’s or Tesco.

For prize draw details and to enter click here: https://bit.ly/3Kh3U7V

Terms and conditions apply: https://bit.ly/4pN4dq9

Prize draw ends 31/03/2026.

IMPORTANT INFORMATION

The prize draw will take place on 01/04/2026. Prize will be delivered within 48 days of the draw. The prize draw is open to UK residents aged 18 and over.  You must be eligible for Police Mutual products. No purchase necessary. One entry per person.

PMGI Limited, trading as Police Mutual is authorised and regulated by the Financial Conduct Authority. Financial Services Register No.114942. Registered in England & Wales No.1073408. Registered office: Brookfield Court, Selby Road, Leeds, LS25 1NB.

Wellbeing Guides – Feb 2026

• Children’s Mental Health Guide
• Safer Internet Day Guide
• World Cancer Day Guide
• Time to Talk Day

Visit the Hub: Wellbeing Hub – Police Mutual

Let’s Talk Money Guides – Feb 2026

• Emergency Fund Guide
• Gambling Support Guide
• Talking to your Child about Money Guide

Visit the Hub: LTM Hub – Police Mutual

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As part of our staff benefits, we’re sharing that Serve and Protect Credit Union has launched it’s latest Fixed-Rate Savings Account for December.

It’s free to join the credit union if you’re not already a member.

Learn more: sandpcu.co.uk/fs11

Chance to win £500 voucher this festive season

Serve and Protect Credit Union are giving you the chance to win a £500 Virgin Experience Days voucher with their latest competition, just in time for Christmas!

Participating is simple. Enter the competition by submitting your email address, then earn bonus entries by following Serve and Protect across their social media channels.

To view the competition and start earning entries, visit: https://sandpcu.co.uk/partner-christmas25

Full T&Cs can be found on the competition page. Entries close Sunday 21^st December 2025. Good luck!

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Police Mortgages are one of the UK’s leading mortgage advice brands specifically serving police officers, staff and their extended family.
Founded by Chris Schutrups in 2014, who was a serving officer for Hampshire Constabulary, the business now has a team of around 20 people helping customers across the UK.

With access to over 90 different lenders, including all UK high street banks, we can compare around 12,000 mortgage products to ensure you’re getting the most suitable mortgage deal.
Our team has specialists in shared ownership, adverse credit and complex cases, so you’re in safe hands.

Our service is completely FEE FREE as we get paid by the mortgage lenders directly.

Book your mortgage appointment using this link www.police-mortgages.co.uk/book-now

Our email is info@police-mortgages.co.uk which is manned seven days a week

Our website is www.police-mortgages.co.uk

Download the Police Mortgages App with the QR code below:

Free Mortgage Advice Clinic

Low-Deposit Mortgages – First-Time Buyers and Movers

Lenders are currently launching products to help renters and first-time buyers buy sooner, with some deposits starting from around £5,000 for eligible buyers, plus 95% LTV (5% deposit) options for those looking to move. Availability can change quickly, so speak to an adviser if this is of interest.

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Financial support to Police Officer’s children and young people is provided by the Charity throughout
their school years and in many cases, into further education. More than 300 children are supported
every year.

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